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Munio Capital Ltd

Munio Capital Launch Corporate Bond with 9.85% PA Fixed Interest Over 5 years Munio Capital is pleased to announce the recent release of their 2015 5 year 9.85% Corporate Bond.http://www.muniocapital.co.uk/ Incorporated in the United Kingdom, Munio Capital through the issuance of the Munio Capital 2015 Bond Issue will raise €100 million to meet the growing demand for alternative financing solutions in the pay day loan market place .
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www.muniocaptial.co.uk ,Munio capital is a UK based Limited Company specialising in the global loan markets with their primary focus being the international Peer to Peer, Payday Loan and Pawnbroking sectors.

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THE LOAN PROCESS The basic loan process involves a lender providing a short-term unsecured loan to be repaid at the borrower's next payday. Typically, some verification of employment or income is involved (via pay stubs and bank statements), although according to one source, some payday lenders do not verify income or run credit checks[ and companies and francising have their own underwriting criteria. In the traditional retail model, borrowers visit a payday lending store .

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Munio capital is a UK based Limited Company specialising in the global loan markets with their primary focus being the international Payday Loan and Pawnbroking sectors. Over the past 5 years both of these business models have seen massive global expansion, and with ever more lenders entering the marketplace the need for financing is at an all time high. The high rates of return synonymous with these industries and the ever increasing need for loans by the general population.

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http://www.muniocapital.co.uk/Munio capital is a UK based Limited Company specialising in the global loan markets with their primary focus being the international Payday Loan and Pawnbroking sectors.

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Dear Prospective Investor, I am delighted to introduce Munio Capital Ltd 2015 Corporate Bond offering, a high return fixed income investment within the alternative financing sector. Our target bondholders are investors focused on safety with a high yield fixed income strategy. I trust that your questions will be answered within this Investment Memorandum however the following is a brief overview of the bond offering and the reasons behind its launch.

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Munio capital is a UK based Limited Company specialising in the global loan markets with their primary focus being the international Payday Loan and Pawnbroking sectors. Over the past 5 years both of these business models have seen massive global expansion, and with ever more lenders entering the marketplace the need for financing is at an all time high. The high rates of return synonymous with these industries and the ever increasing need for loans by the general population.

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Market Overview Payday loans are an US experience that has been growing rapidly in the UK and the European market place over the last few years. The premise is that they offer a relatively small amount of cash (usually up to $500) for a short term loan for around 2 weeks (or until ‘payday’). The reputation and use of payday loans has grown to astonishing heights , in the US alone it is estimated that 25% of the population around 70 million people.

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Why People Use Payday Loans (Client Profile) There has always been a certain segment of the US population who cannot or will not fulfill their basic financial needs using mainstream banking and financial service providers. As might be expected, the definition of the typical customer taking out a payday loan differs widely between companies that make them and consumer advocates. Two large payday loan companies say that borrowers are under 45 years old.

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Munio Capital , 2015 corporate bond .

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